Checking | Savings | Convenient Services | Personal and Home Equity Loans | Residential Mortgages
Health Savings Account
Reach your personal money management goals with our flexible, convenient checking products.
Personal Checking Options
Classic Checking
This basic checking account is free of a monthly maintenance fee. There are no balance requirements, and you can write as many checks as you want!
Classic Premium Checking
Enjoy the features of Classic Checking with our Premium Package† for the low monthly fee of $5.
Star Privilege Premium Plan
This plan is designed to show you just how powerful your personal banking relationship can be!
Link up to four other checking, savings and/or money market accounts to your Star Privilege Premium Plan, and you’ll pay no monthly maintenance fee when the combined average daily collected balance in the linked accounts is $5,000 or more.
To show you how much we value the relationship you maintain, we include our Premium Package† with this plan at no cost to you. And, you’ll enjoy the following banking benefits:
- Premium money market rates on your Premium Money Market Account*
- A 0.25% rate bonus on new CDs**
- Free Bill Pay with Pennstar Online Banker
- Free Specialty Gray checks (wallet style) or a 50% discount off designer checks (wallet style)
- Free personal financial review with a licensed financial consultant
* Minimum balance to open is $5000. Available only to customers with Star Privilege Premium Plan.
** Does not apply to CDs with promotional rates.
Classic Interest Checking
Earn interest on the balances in your account with this checking option. Interest is accrued daily based on the following tiers and credited to your account each month.
Interest Rate Tiers
Tier 1: $100 to $2,499.99
Tier 2: $2,500 and over
Pay no monthly maintenance fee when:
- Your average daily collected balance is $500 or more, or
- You are age 50 or over.
Be sure to ask about a free personal financial review with a licensed financial consultant.
Interest Premium Checking
Enjoy the features of Classic Interest Checking with our Premium Package for the low monthly fee of $5.
You can get more from your checking account when you sign up for Pennstar Bank’s Premium Package.
The Premium Package offers:
Valuable Discounts
- Coast to Coast Vision Plan
- Rx AdvantageTM Prescription Drug Program
- NationsHealth Medical Supply Pharmacy
- $2,500 Identity Theft Insurance with Fraud Assistance
- Fraud Assistance*
Gain access to highly trained identity theft specialists to guide you through the fraud resolution process in the event you are a victim of identity theft. *This is not insurance.
- Savers Club with Online Access
- Bonus Travel
Save money and time on business and personal travel for airfare, car rental, lodging and more. Receive toll-free access to licensed travel agents and special members-only savings through the Vacation Savings Hotline. - Comapnion Airfare
- Everyday Rebate Rewards
Plus:
Free or Discounted Checks†
Discounted Online bill pay
†Some restrictions apply. Ask your Pennstar Banker for complete details.
Download our latest brochure 
Accidental Death Insurance is offered by Affinion Benefits Group and is underwritten by Hartford Life Insurance Company. A portion of the monthly membership dues, if applicable, will be used to pay the insurance premium to the plan administrator. As a member, you'll automatically receive new benefits as they are added to your program. Coverage is divided equally among co-owners of joint accounts. The 24-hour Accidental Death and Dismemberment Insurance benefit reduces by half at age 70.
Members who reside in Alaska, Arkansas, Colorado, Connecticut, Florida, Indiana, Kansas, Montana, Nevada, Ohio, Oklahoma, South Carolina, South Dakota and Tennessee should refer to the Membership Terms, Conditions and Disclosures included in the Membership Kit for important information regarding your medical discount benefits.
Equal Housing Lender | Copyright 2008 © NBT Bancorp All Right Reserved