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Health Savings Account

Reach your personal money management goals with our flexible, convenient checking products.


Personal Checking Options

Classic Checking
This basic checking account is free of a monthly maintenance fee. There are no balance requirements, and you can write as many checks as you want!

Classic Premium Checking
Enjoy the features of Classic Checking with our Premium Package† for the low monthly fee of $5.

Star Privilege Premium Plan
This plan is designed to show you just how powerful your personal banking relationship can be!

Link up to four other checking, savings and/or money market accounts to your Star Privilege Premium Plan, and you’ll pay no monthly maintenance fee when the combined average daily collected balance in the linked accounts is $5,000 or more.

To show you how much we value the relationship you maintain, we include our Premium Package† with this plan at no cost to you. And, you’ll enjoy the following banking benefits:

*      Minimum balance to open is $5000. Available only to customers with Star Privilege Premium Plan.
**   Does not apply to CDs with promotional rates.

Classic Interest Checking
Earn interest on the balances in your account with this checking option. Interest is accrued daily based on the following tiers and credited to your account each month.

Interest Rate Tiers

Tier 1:  $100 to $2,499.99
Tier 2:  $2,500 and over

 Pay no monthly maintenance fee when:

Be sure to ask about a free personal financial review with a licensed financial consultant.

Interest Premium Checking
Enjoy the features of Classic Interest Checking with our Premium Package for the low monthly fee of $5.

Premium Package†
You can get more from your checking account when you sign up for Pennstar Bank’s Premium Package.

The Premium Package offers:
Valuable Discounts ‡Medical Discounts are NOT insurance.

Important Protection ¶This is not insurance.

Additional Savings

Plus:
Free or Discounted Checks+
Discounted Online bill pay

+Some restrictions apply. Ask your Pennstar Banker for complete details.

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†Special Program Notes

Accidental Death Insurance is offered by Affinion Benefits Group and is underwritten by Hartford Life Insurance Company. A portion of the monthly membership dues, if applicable, will be used to pay the insurance premium to the plan administrator. As a member, you'll automatically receive new benefits as they are added to your program. Coverage is divided equally among co-owners of joint accounts. The 24-hour Accidental Death and Dismemberment Insurance benefit reduces by half at age 70.

The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by the bank or an affiliate, and is not insured by any agency of the U.S. Please refer to the Summary for complete details of coverage, limitations and exclusions.

Members who reside in Alaska, Arkansas, Colorado, Connecticut, Florida, Indiana, Kansas, Montana, Nevada, Ohio, Oklahoma, South Carolina, South Dakota and Tennessee should refer to the Membership Terms, Conditions and Disclosures included in the Membership Kit for important information regarding your medical discount benefits.

#Your initial enrollment in Credit Alert® will be valid for one year with an option to re-enroll at no additional cost. Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, certain derogatory information, accounts, public records or change of address that have been added to their credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has been changed with their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.

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